Pricing — SparkFi

First month free

$2.99/mo

Everything SparkFi does today, for one simple price.

✓ Personal finance tracking & budget monitoring
✓ Recurring charge detection
✓ Manual transaction entry
✓ Debt payoff planner (Snowball, Avalanche, Slide)
✓ Transaction rules & auto-categorization
✓ iCloud sync across your Macs
✓ On-device AI — natural-language entry, smart rule suggestions, document scan

Common questions

Is my financial data private?

Yes. Your data is stored locally on your Mac and synced via iCloud only if you enable it. SparkFi never sees your transactions.

Do you offer a free trial?

Yes — your first month is free. Cancel anytime before it ends and you won't be charged.

Can I connect my bank or brokerage accounts automatically?

Not in this release — accounts are added manually today. Automatic bank and investment sync is planned for a future release, at no change to this price.

Can I cancel anytime?

Of course. Cancel from your account at any time and you won't be billed again. Your data stays on your Mac.

What is the early adopter discount?

People on the waitlist when we launch get founding prices locked in for life — even after we raise prices in the future.