Start free. Upgrade when you're ready. Your data always stays on your Mac.
Your finances, organised. No account required.
Live bank data and market prices, automatically.
Full portfolio view and AI-powered financial analysis.
Yes. Your data is stored locally on your Mac and synced via iCloud if you enable it. SparkFi never sees your transactions — your bank credentials go directly to Plaid (bank sync) or SnapTrade (investments), and neither provider shares your data with us.
Over 12,000 US and Canadian financial institutions via Plaid — most major banks, credit unions, and credit card providers.
Budget tracking, recurring detection, manual transaction entry, and the full debt payoff planner (Snowball, Avalanche, Snow Slide) are always free. No credit card required, no trial that expires.
Early adopters get a 30-day free trial of Pro when the app launches. No credit card required upfront.
Of course. Cancel from your account at any time and you won't be billed again. Your data stays on your Mac.
People on the waitlist when we launch get founding prices locked in for life — even after we raise prices in the future.
Sign up now and get included in our Beta program. Beta members get early access and founding prices locked in forever.