Two plans. Your first month free on either. Your data stays on your devices and in your own iCloud account.
or $29.99/year. Everything you need to budget, track and pay down debt.
or $60/year — about two months free.
Both plans work with Apple Family Sharing — one subscription covers everyone in your family group.
Yes. Your data is stored on your devices and synced through your own private iCloud account. SparkFi never sees your transactions or financial information.
Basic ($2.99/month or $29.99/year) includes budgeting, Insights, recurring-charge detection, the debt payoff planner, savings goals, net worth tracking, iCloud sync and on-device AI. Premium ($5.99/month or $60/year) adds multiple Finance Trackers, sharing a tracker with up to 5 people, and two AI features powered by Anthropic's Claude: Spending Insights and the Financial Coach chat.
Yes — your first month is free on either plan. Cancel anytime before it ends and you won't be charged.
When you use Spending Insights or the Financial Coach, the figures that feature needs (such as spending totals, balances, income and debt totals, and anything you type to the Coach) pass through our server to Anthropic's Claude to generate the response. Our server doesn't store them. You can turn AI features off in Settings → AI.
Not in this release — accounts are added manually or by bank CSV import. Automatic bank and investment sync is planned for a future release.
Of course. Cancel from your account at any time and you won't be billed again. Your data stays on your devices and in your iCloud account.
Early access to SparkFi through our beta, which you can use for 6 months. Sign up below and we'll email your invite when your spot is ready.
Sign up now to join our beta: get early access to SparkFi and use it for 6 months.